Each state is allowed to make their own laws regarding driver’s education. States like Missouri don’t require any courses at all, while others, like Washington, require a great deal of time behind the wheel before they are able to get into that driver’s seat alone. Teen driver’s education is essential. Young and inexperienced drivers are more susceptible to getting in accidents than any other age groups. Insurance companies recognize that teens can be high risk for financial damage. Therefore young people trying to obtain licenses will have to show that they have had the proper instruction to help them drive safely.
At age 15, a teen in Washington is allowed to apply for a permit. When they obtain the permit, they are allowed to take a Traffic Safety Education course (TSE). Passing this course is required for those applying for a license under the age of 18. The requirements for passing this course include,
- 30 hours of classroom instruction (Not more than 2/day)
- 6 hours behind the wheel (Not more than 1/day)
- 1 hour of observation
- No alcohol related charges or traffic violations within 6 months of applying for license
- If 16, the permit must have been held for at least 4 months before applying for a license
- 50 hours drive time, 10 of which at night, with parent or other license adult in car
Nothing can make up for experience on the road. Even auto insurance companies know this. Therefore insurance rates will probably be more expensive no matter what kind of courses the driver has completed. However, showing that a young person has received thorough instruction of the rules and dangers of the road, insurance providers may be willing to alter their rates.